Top Health Care Employee Benefits: Why They Matter in 2025
Imagine walking into your office on a Monday morning, not because you have to, but because you feel supported, seen, and secure. Sounds like a dream workplace, right? In 2025, that dream is becoming the gold standard, thanks to one major shift: the rising importance of health care employee benefits. If you’re a business owner […]
Is Supplemental Health Insurance Tax Deductible in 2025?
If you’ve ever glanced at your paystub and wondered whether the extra dollars you’re spending on supplemental medical insurance coverage could give you any tax relief, you’re not alone. This is one of the most frequently asked questions we hear at Section125Group, especially from business owners and HR professionals managing employee benefits. Let’s cut through […]
Do FSA Funds Expire? What You Need to Know Before You Lose Money
Nobody enjoys wasting money. But every year, thousands of employees accidentally let their FSA funds expire simply because they didn’t understand how Flexible Spending Accounts (FSAs) work. If that thought stings a little, don’t worry—you’re not alone, and you’re in the right place. Whether you’re a new employee enrolling for the first time or a […]
Dependent Care FSA vs Health Care FSA: What’s the Difference?
Navigating employee benefits can be overwhelming, especially when acronyms like FSA, HSA, and HRA start flying around. But two of the most common benefits that get mixed up are Health Care FSAs and Dependent Care FSAs. If you’re asking yourself, “What’s the real difference between FSA and dependent care FSA?”—you’re in the right place. Let’s […]
What Fast-Growing Companies Know About Saving on Taxes and Talent
If you’re leading a fast-growing business in 2025, you’re probably moving a mile a minute—hiring talent, juggling budgets, optimizing operations, and maybe even trying to sleep somewhere in between. But there’s one thing the savviest companies never overlook: how to reduce taxes and retain top talent at the same time. I know that might sound […]
How to Improve Employee Retention: Proven Strategies That Work
If you’re struggling with turnover, quiet quitting, or burned-out teams, you’re not alone. Business owners and HR leaders everywhere are asking the same big question: “How do I keep great employees without breaking the bank?” Here’s the good news: retaining your top performers doesn’t require sky-high salaries or flashy perks. It just takes the right […]
Top Strategies to Retain Talent While Lowering Business Taxes
In today’s competitive hiring landscape, figuring out how to retain top talent isn’t just a human resources concern — it’s a financial strategy. Between the rising cost of hiring, onboarding, and turnover, small and mid-sized business owners are under pressure to find smarter, leaner ways to manage workforce expenses. But what if there were strategies […]
How Employers Can Save $1,000 Per Employee Using Tax Credits
In today’s economy, every dollar counts. Whether you’re managing a quick-service restaurant, leading a home health agency, or running a fast-growing startup, finding ways to cut costs without cutting corners is the key to staying competitive. If you’ve never taken full advantage of the employee retention tax credit (ERTC), you’re leaving serious money on the […]
What Is Hospital Indemnity Insurance and How Does It Work?
When you hear the words “hospital stay,” what comes to mind? For most people, it’s a worry, not just about health, but also about cost. Even with health insurance, a hospital visit can mean a flurry of surprise bills, copayments, and deductibles. And if you’re juggling a household, kids, or a small business, every dollar […]
Who Is Eligible for FSA When Employees Have Dual Coverage Options?
You know, employee benefits can feel like a maze, especially when someone’s juggling dual health coverage. If you’re an employer, an HR leader, or even a benefits advisor, you’ve probably fielded a version of this question more than once: “Can employees with two insurance plans still use an FSA?” And the answer? Well, it’s not […]